Categorías: Stats & Data

September was a good month for loan originations. Bondora originated just over 2.6 million EUR in loans during the month. Below is the breakdown of originations by country and rating for the period of September 2016. Loan origination by country At 58% of all September originations, Estonia is still the biggest source for loan originations.…

We listened when our investors told us that they wanted higher returns for taking on greater risks. In fact, we will raise the expected return on our highest risk loan product by 12.3% over the coming weeks. That means you will be receiving returns of up to 32.5%, if you can live with the higher…

KEY TAKEAWAYS Country level performance continues to be positive and grow across all 3 countries. All countries and loan grades are yielding above 10%. Estonia sees steady and growing rates across credit grades. What this means is that the higher rate credit grades like E, F, and HR have a strong repayment history. Their rates…

Recovery Rates have been consistent across the board. KEY TAKEAWAYS Recovery rates in Estonia averaged 36% last month. For the last 3 quarters, Q4 of 2015 and the first 2 quarters of 2016, we are seeing an increase in recovery rates on a monthly and quarterly basis. Quarterly recoveries increase from 53% to 60% to…

Building on the record month of originations in July, in August, we saw originations grow in 2 countries (Estonia and Spain). We saw another record month of originations at €2,782,475, topping July’s record of 2.28 million Euro. That’s a 21.5% increase month over month. The loan origination summary for the month of August is detailed…

KEY TAKEAWAYS Country level returns are still strong with lenders earning a healthy 17.42% rate of return across all loans and all countries in 2015, which is looking good. The portfolio is paying above the targeted return ranges meaning excellent returns for lenders. ACTUAL AND TARGETED BONDORA NET RETURNS BY GRADE AND COUNTRY Estonia: Estonia…

Once again we bring you the monthly update on the performance of Bondora's recovery process across four countries - Estonia, Finland, Spain and Slovakia. KEY TAKEAWAYS Recovery rate in Estonia has averaged around 50 per cent while slowly but steadily rising under the current process. Legal litigation has recently been combined into the process to…

July was a record month at Bondora with a total of €2,289,230 of loans issued. The record came despite a slightly lower value of processed loan applications at €35,551,410. €5,269,680 of loans applications were made available in the peer-to-peer lending platform with the growth compared to June driven by improvements to funnel conversion rates (from…

Last month we started our monthly portfolio performance article series. The monthly series provides an overview of historic returns across Bondora as well as per country and grade where applicable. KEY TAKEAWAYS Net returns across Bondora have steadily been in high teens for the past 7 years. Country-level performance has been positive across all countries…

Last week we walked through our servicing, collection and recovery process. Today we will demonstrate the performance of the recovery process across different countries. KEY TAKEAWAYS Recovery rate in Estonia has averaged around 50 per cent under the current process. Legal litigation has recently been combined into the process to further boost recoveries. Recovery rate…