El blog de Bondora

In today’s fast-paced world, it’s not uncommon to see people constantly upgrading their lifestyles as their incomes increase. This phenomenon is known as ‘lifestyle creep’ or ‘lifestyle inflation.’ While it may seem like a natural progression to indulge in finer things as you gain more money, succumbing to lifestyle creep can have serious financial consequences…

You must be counting down to your next annual leave this summer. And guess what? You deserve it! It's your chance to prioritize yourself, reflect on things, and set work aside to have a blast. But hold on a second – while holidays are thrilling, they can also drain your bank account if not planned…

As has been typical in Bondora’s history, summertime tends to bring about loan originations and investment declines. June 2023 continues this trend from the past, with originations and investments each dipping to the €13M margin. One stat that picked up was the number of new investors joining Bondora, which we’re thrilled about. Here are more…

Visualizing your financial goals is a powerful technique that can help you develop positive saving habits and manifest your path to financial success. In this article, we’ll explore different visualization techniques and tools to help you visualize and grow your savings and investments. Visualization is a straightforward practice that involves setting a clear goal and…

Despite small decreases, there was still a large number of investments and loans originated in May. Both were in the €19 million ballpark, which is still some of the highest monthly amounts we've seen recently. Collections and recoveries also jumped sky-high, with over €1.7 million in cash payments recovered. Here are more stats from May:…

Debit or credit? When it comes to personal finance and managing our daily expenses, choosing between a debit card and a credit card can play a significant role. In Germany, a country known for its pragmatic financial practices, the preference for debit cards over credit cards is deeply ingrained. In this article, we'll delve into…

The 2nd quarter of 2023 kicked off with solid numbers. March statistics smashed all previous records and set new all-time highs for investments and originations. Although the numbers have dipped slightly, they're still topping €20M each, which sets us on track to reach our goals. Here are more stats from April: 1,309 new investors joined…

Financial literacy is a critical skill that parents must instill in their children, as it's fundamental to navigating the complexities of modern life. But which approach is suitable for your children? Parents can teach their children about money by providing them with pocket money, either in exchange for chores or without any strings attached. Some…

March statistics set new all-time highs for investments and loan originations. Both topped €23 million. Increasing by 21.2%, loan originations totaled a record-breaking €23,300,618. And investments increased by 12.6% to a total of €23,256,640. Read on for more: Investment by product Reaching a new record-high, investments rose by 12.6%, equaling €23,256,640. Go & Grow received €23,204,495,…

Record-breaking news! The first quarter of 2023 started and ended with a bang. After February had some of the highest origination and investment figures we’ve seen post-pandemic, March statistics smashed all previous records to set new all-time highs. Investments and originations topped €23 million each. Read on for more standout stats from March: 1,645 new…