Category: Financial Well-being

Saving money is vital. Perhaps you’re saving money to build your emergency fund. Or maybe your financial goal is to buy property? Whatever your reasons for saving money are, establishing healthy savings habits is essential to your financial success. Are you looking for tried-and-tested savings tips to get you on track? Find them right here…

As winter approaches, fintechs in Europe and worldwide are already feeling the chill of the increasingly cold, dark days ahead. FTX’s implosion has left a sour taste in the mouths of crypto investors. But while fintech is facing some significant challenges, there are still plenty of reasons to be optimistic, especially in Estonia. Read more:…

There’s a famous saying that the best time to start was yesterday, and the second-best time to start is now. These words can be applied to almost any situation, including investing. While many people make excuses, delay investing, or try to time the market perfectly, the simplest way to succeed as an investor is to…

Budgeting helps you regain control over your spending and helps you save more. But where should you start? What budgeting method is best for you? We summarized 5 popular budget methods, so you don't have to. Find the one that works for you: 1. The Pay-Yourself-First Budget Main perk: Making you take care of your…

The past few years have seen a boom in housing prices worldwide. The global pandemic brought more homebuyers out of the woodwork, while inflation drove prices up higher and higher. The result was a buying frenzy, with homes selling well above their asking price. But now, the global housing market is stuck in a strange…

2022 has been a tough year for fintechs. With looming recessions, rising interest rates, and a decrease in valuations, it has certainly changed the tech startups' landscape. But there are still positive points and exciting developments. Let's recap some of the recent must-know events of the fintech industry. Fintech foundings, M&A activity slow It's been…

With all the buzz around interest rates and inflation, it’s hard to keep up with what’s happening in the economy, but more importantly, how it affects you and your finances. Instead of talking about macroeconomics and what’s going on with the central bank, we’re going to discuss four ways interest rate changes can directly impact…

Even though 2022 is winding down, there’s still plenty of time to get your finances in order before the year’s end. What you do today determines what happens to you in the future, which is especially true regarding your finances. So, with a few months left in 2022, will you rise to the challenge and…

The fintech frenzy has finally come to a close, and everyone is starting to feel the pain. After a decade of nearly unfathomable growth, the fintech industry has gone from full steam ahead to a languid trot. While fintechs aren't the only ones seeing a decline in investment dollars and growth, they appear to face…

Today's inflation is a serious and costly problem, but the exorbitant cost of energy has been a persistent thorn in the side of nearly every European. From 2020 to 2022, the energy price in Europe increased by roughly 300%, reaching all-time highs and squeezing Europeans' finances. Though you probably can't forgo energy use entirely, there…