Public Reports
All our datasets are updated daily. We recommend that you use the datasets to run your own portfolio analysis and adjust your investment strategy.
Please refer to the legends below for a quick overview of the codes and terms used in the datasets.
Platform Shared Dataset Legends
Dataset File format
All datasets are in Comma Separated Values (CSV) format and compressed into ZIP file.
The comma-separated values (CSV) format is a widely used text file format that contains multiple records (one per line), and each field is delimited by a comma.
- Each record is located on a separate line, delimited by a line break (CRLF).
- The last record in the file may or may not have an ending line break.
- There is a header line appearing as the first line of the file with the same format as normal record lines. This header will contain names corresponding to the fields in the file and contains the same number of fields as the records in the rest of the file.
- Within the header and each record, there may be one or more fields, separated by commas (,). Each line contains the same number of fields throughout the file. Spaces are considered part of a field and should not be ignored. The last field in the record is not followed by a comma.
- Fields containing commas are enclosed in double-quotes.
- Period/full point (.) is used as decimal separator symbol
- Date and time is formatted as YYYY-MM-DD HH:mm:ss where YYYY is 4-digit year, MM is 2-digit month, DD is 2-digit day, HH is 2-digit hours, mm is 2-digit minutes and ss is 2-digit seconds. When only date is used, the format is YYYY-MM-DD and when only year and month is used, the format is YYYY-MM.
Shared Legend Between Public and Private
Platform Dataset Legends
Portfolio CashFlow, PnL Statement and Balance Sheet
Cash Flow Statement
Name |
Description |
---|---|
LoansIssued |
The amount of loans issued during the period |
PaidPrincipal |
The amount of principal repaid during the period |
PaidInterest |
The amount of interest paid during the period |
PaidPenalties |
The amount of late charges paid during the period |
Income Statement
Name |
Description |
---|---|
InterestAccrued |
The amount of interest accrued during the period |
PenaltiesAccrued |
The amount of late charges accrued during the period |
PrincipalDue |
The amount of principal due for the period |
InterestDue |
The amount of interest due for the period |
RecheduledPrincipalDebt |
The amount of overdue principal rescheduled during the period |
RecheduledInterestDebt |
The amount of overdue interest rescheduled during the period |
RecheduledPenaltyDebt |
The amount of late charges rescheduled during the period |
Balance Sheet
Name |
Description |
---|---|
LoanBalanceTotal |
The total amount of outstanding principal |
LoanBalance Current (By Principal) |
The outstanding principal of current loans based on principal payments |
LoanBalance 1-30 (By Principal) |
The outstanding principal amount of 1-30 days overdue loans based on the principal debt start date |
LoanBalance 31-60 (By Principal) |
The outstanding principal amount of 31-60 days overdue loans based on the principal debt start date |
LoanBalance 61-90 (By Principal) |
The outstanding principal amount of 61-90 days overdue loans based on the principal debt start date |
LoanBalance 91-120 (By Principal) |
The outstanding principal amount of 91-120 days overdue loans based on the principal debt start date |
LoanBalance 121-150 (By Principal) |
The outstanding principal amount of 121-150 days overdue loans based on the principal debt start date |
LoanBalance 151-180 (By Principal) |
The outstanding principal amount of 151-180 days overdue loans based on the principal debt start date |
LoanBalance 181+ (By Principal) |
The outstanding principal amount of 181+ days overdue loans based on the principal debt start date |
LoanBalance Current (By Secondary Debt) |
The outstanding principal of current loans based on the interest and late charge payments |
LoanBalance 1-30 (By Secondary Debt) |
The outstanding principal amount of 1-30 days overdue loans based on the interest and late charge debt start date |
LoanBalance 31-60 (By Secondary Debt) |
The outstanding principal amount of 31-60 days overdue loans based on the interest and late charge debt start date |
LoanBalance 61-90 (By Secondary Debt) |
The outstanding principal amount of 61-90 days overdue loans based on the interest and late charge debt start date |
LoanBalance 91-120 (By Secondary Debt) |
The outstanding principal amount of 91-120 days overdue loans based on the interest and late charge debt start date |
LoanBalance 121-150 (By Secondary Debt) |
The outstanding principal amount of 121-150 days overdue loans based on the interest and late charge debt start date |
LoanBalance 151-180 (By Secondary Debt) |
The outstanding principal amount of 151-180 days overdue loans based on the interest and late charge debt start date |
LoanBalance 181+ (By Secondary Debt) |
The outstanding principal amount of 181+ days overdue loans based on the interest and late charge debt start date |
InterestAccrualTotal |
The total amount of accrued interest |
InterestAccrual Current (By Principal) |
The total amount of accrued interest for current loans, based on principal payments |
InterestAccrual 1-30 (By Principal) |
The accrued interest amount for 1-30 days overdue loans based on the principal debt start date |
InterestAccrual 31-60 (By Principal) |
The accrued interest amount for 31-60 days overdue loans based on the principal debt start date |
InterestAccrual 61-90 (By Principal) |
The accrued interest amount for 61-90 days overdue loans based on the principal debt start date |
InterestAccrual 91-120 (By Principal) |
The accrued interest amount for 91-120 days overdue loans based on the principal debt start date |
InterestAccrual 121-150 (By Principal) |
The accrued interest amount for 121-150 days overdue loans based on the principal debt start date |
InterestAccrual 151-180 (By Principal) |
The accrued interest amount for 151-180 days overdue loans based on the principal debt start date |
InterestAccrual 181+ (By Principal) |
The accrued interest amount for 181+ days overdue loans based on the principal debt start date |
InterestAccrual Current (By Secondary Debt) |
The total amount of accrued interest for current loans, based on the interest and late charge payments |
InterestAccrual 1-30 (By Secondary Debt) |
The accrued interest amount for 1-30 days overdue loans based on the interest and late charge debt start date |
InterestAccrual 31-60 (By Secondary Debt) |
The accrued interest amount for 31-60 days overdue loans based on the interest and late charge debt start date |
InterestAccrual 61-90 (By Secondary Debt) |
The accrued interest amount for 61-90 days overdue loans based on the interest and late charge debt start date |
InterestAccrual 91-120 (By Secondary Debt) |
The accrued interest amount for 91-120 days overdue loans based on the interest and late charge debt start date |
InterestAccrual 121-150 (By Secondary Debt) |
The accrued interest amount for 121-150 days overdue loans based on the interest and late charge debt start date |
InterestAccrual 151-180 (By Secondary Debt) |
The accrued interest amount for 151-180 days overdue loans based on the interest and late charge debt start date |
InterestAccrual 181+ (By Secondary Debt) |
The accrued interest amount for 181+ days overdue loans based on the interest and late charge debt start date |
PrincipalOverdueTotal |
The total amount of overdue principal |
PrincipalOverdue Current (By Principal) |
The overdue principal amount for current loans based on the principal payments |
PrincipalOverdue 1-30 (By Principal) |
The overdue principal amount for 1-30 days overdue loans based on the principal debt start date |
PrincipalOverdue 31-60 (By Principal) |
The overdue principal amount for 31-60 days overdue loans based on the principal debt start date |
PrincipalOverdue 61-90 (By Principal) |
The overdue principal amount for 61-90 days overdue loans based on the principal debt start date |
PrincipalOverdue 91-120 (By Principal) |
The overdue principal amount for 91-120 days overdue loans based on the principal debt start date |
PrincipalOverdue 121-150 (By Principal) |
The overdue principal amount for 121-150 days overdue loans based on the principal debt start date |
PrincipalOverdue 151-180 (By Principal) |
The overdue principal amount for 151-180 days overdue loans based on the principal debt start date |
PrincipalOverdue 181+ (By Principal) |
The overdue principal amount for 181+ days overdue loans based on the principal debt start date |
PrincipalOverdue Current (By Secondary Debt) |
The total amount of overdue principal for current loans, based on the interest and late charge payments |
PrincipalOverdue 1-30 (By Secondary Debt) |
The overdue principal amount for 1-30 days overdue loans based on the interest and late charge debt start date |
PrincipalOverdue 31-60 (By Secondary Debt) |
The overdue principal amount for 31-60 days overdue loans based on the interest and late charge debt start date |
PrincipalOverdue 61-90 (By Secondary Debt) |
The overdue principal amount for 61-90 days overdue loans based on the interest and late charge debt start date |
PrincipalOverdue 91-120 (By Secondary Debt) |
The overdue principal amount for 91-120 days overdue loans based on the interest and late charge debt start date |
PrincipalOverdue 121-150 (By Secondary Debt) |
The overdue principal amount for 121-150 days overdue loans based on the interest and late charge debt start date |
PrincipalOverdue 151-180 (By Secondary Debt) |
The overdue principal amount for 151-180 days overdue loans based on the interest and late charge debt start date |
PrincipalOverdue 181+ (By Secondary Debt) |
The overdue principal amount for 181+ days overdue loans based on the interest and late charge debt start date |
InterestOverdueTotal |
The total amount of overdue interest |
InterestOverdue Current (By Principal) |
The total amount of overdue interest for current loans, based on principal payments |
InterestOverdue 1-30 (By Principal) |
The overdue interest amount for 1-30 days overdue loans based on the principal debt start date |
InterestOverdue 31-60 (By Principal) |
The overdue interest amount for 31-60 days overdue loans based on the principal debt start date |
InterestOverdue 61-90 (By Principal) |
The overdue interest amount for 61-90 days overdue loans based on the principal debt start date |
InterestOverdue 91-120 (By Principal) |
The overdue interest amount for 91-120 days overdue loans based on the principal debt start date |
InterestOverdue 121-150 (By Principal) |
The overdue interest amount for 121-150 days overdue loans based on the principal debt start date |
InterestOverdue 151-180 (By Principal) |
The overdue interest amount for 151-180 days overdue loans based on the principal debt start date |
InterestOverdue 181+ (By Principal) |
The overdue interest amount for 181+ days overdue loans based on the principal debt start date |
InterestOverdue Current (By Secondary Debt) |
The total amount of overdue interest for current loans, based on the interest and late charge payments |
InterestOverdue 1-30 (By Secondary Debt) |
The overdue interest amount for 1-30 days overdue loans based on the interest and late charge debt start date |
InterestOverdue 31-60 (By Secondary Debt) |
The overdue interest amount for 31-60 days overdue loans based on the interest and late charge debt start date |
InterestOverdue 61-90 (By Secondary Debt) |
The overdue interest amount for 61-90 days overdue loans based on the interest and late charge debt start date |
InterestOverdue 91-120 (By Secondary Debt) |
The overdue interest amount for 91-120 days overdue loans based on the interest and late charge debt start date |
InterestOverdue 121-150 (By Secondary Debt) |
The overdue interest amount for 121-150 days overdue loans based on the interest and late charge debt start date |
InterestOverdue 151-180 (By Secondary Debt) |
The overdue interest amount for 151-180 days overdue loans based on the interest and late charge debt start date |
InterestOverdue 181+ (By Secondary Debt) |
The overdue interest amount for 181+ days overdue loans based on the interest and late charge debt start date |
PenaltyDebtTotal |
The total amount of outstanding late charges |
PenaltyDebt Current (By Principal) |
The total amount of outstanding late charges for current loans, based on principal payments |
PenaltyDebt 1-30 (By Principal) |
The outstanding late charges amount for 1-30 days overdue loans based on the principal debt start date |
PenaltyDebt 31-60 (By Principal) |
The outstanding late charges amount for 31-60 days overdue loans based on the principal debt start date |
PenaltyDebt 61-90 (By Principal) |
The outstanding late charges amount for 61-90 days overdue loans based on the principal debt start date |
PenaltyDebt 91-120 (By Principal) |
The outstanding late charges amount for 91-120 days overdue loans based on the principal debt start date |
PenaltyDebt 121-150 (By Principal) |
The outstanding late charges amount for 121-150 days overdue loans based on the principal debt start date |
PenaltyDebt 151-180 (By Principal) |
The outstanding late charges amount for 151-180 days overdue loans based on the principal debt start date |
PenaltyDebt 181+ (By Principal) |
The outstanding late charges amount for 181+ days overdue loans based on the principal debt start date |
PenaltyDebt Current (By Secondary Debt) |
The total amount of outstanding late charges for current loans, based on the interest and late charge payments |
PenaltyDebt 1-30 (By Secondary Debt) |
The outstanding late charges amount for 1-30 days overdue loans based on the interest and late charge debt start date |
PenaltyDebt 31-60 (By Secondary Debt) |
The outstanding late charges amount for 31-60 days overdue loans based on the interest and late charge debt start date |
PenaltyDebt 61-90 (By Secondary Debt) |
The outstanding late charges amount for 61-90 days overdue loans based on the interest and late charge debt start date |
PenaltyDebt 91-120 (By Secondary Debt) |
The outstanding late charges amount for 91-120 days overdue loans based on the interest and late charge debt start date |
PenaltyDebt 121-150 (By Secondary Debt) |
The outstanding late charges amount for 121-150 days overdue loans based on the interest and late charge debt start date |
PenaltyDebt 151-180 (By Secondary Debt) |
The outstanding late charges amount for 151-180 days overdue loans based on the interest and late charge debt start date |
PenaltyDebt 181+ (By Secondary Debt) |
The outstanding late charges amount for 181+ days overdue loans based on the interest and late charge debt start date |
Historic Payments
Name |
Description |
---|---|
loan_id |
A unique number given to a loan applications |
Date |
Date when the payment was made |
PrincipalRepayment |
The amount of principal repaid |
InterestRepayment |
The amount of interest paid |
LateFeesRepayment |
The amount of late charges paid |
Secondary Market Transactions History
Name |
Description |
---|---|
loan_id |
A unique number given to all loan applications |
StartDate |
Time when the investment was added to Secondary Market |
EndDate |
Time when the investment was sold or removed from the Secondary Market |
Result |
The reason why the investment was sold or removed from the Secondary Market |
DiscountRate |
The discount/mark-up set by the seller |
DebtDaysAtStart |
The number of days the loan had been in debt at StartDate |
DebtDaysAtEnd |
The number of days the loan had been in debt at EndDate |
PrincipalAtStart |
Outstanding principal at StartDate |
PrincipalAtEnd |
Outstanding principal at EndDate |
Future Cashflows
Name |
Description |
---|---|
loan_id |
A unique number given to all loan applications |
Date |
Date of the scheduled payment |
Principal Payment |
Principal amount of the scheduled payment |
Interest Payment |
Interest amount of the scheduled payment |
Rescheduled Accrued Interest |
Interest amount of the rescheduled ancillary claim payment |
Rescheduled Late Fees |
Late charge amount of the rescheduled ancillary claim payment |
Personal Dataset Legends
Repayments
Name |
Description |
---|---|
loan_id |
A unique number given to all loan applications |
note_id |
A unique code given to each separate investment |
Date |
Date when the payment was made |
PrincipalRepayment |
The amount of principal repaid |
InterestRepayment |
The amount of interest paid |
LateFeesRepayment |
The amount of late charges paid |
Planned Future Cashflows
Name |
Description |
---|---|
loan_id |
A unique number given to all loan applications |
note_id |
A unique code given to each separate investment |
Date |
Date of the scheduled payment |
PrincipalRepayment |
Principal amount of the scheduled payment |
InterestRepayment |
Interest amount of the scheduled payment |
RescheduledAccruedInterest |
Interest amount of the rescheduled ancillary claim payment |
RescheduledLateFees |
Late charge amount of the rescheduled ancillary claim payment |
Secondary Market Archive
Name |
Description |
---|---|
loan_id |
A unique number given to all loan applications |
note_id |
A unique code given to each separate investment |
StartDate |
Time when the investment was added to Secondary Market |
EndDate |
Time when the investment left the Secondary Market |
Result |
The reason why the investment left the Secondary Market |
DiscountRate |
The discount/mark-up set by the seller |
DebtDaysAtStart |
The number of days this loan had been in debt at StartDate |
DebtDaysAtEnd |
The number of days this loan had been in debt at EndDate |
PrincipalAtStart |
Outstanding principal at StartDate |
PrincipalAtEnd |
Outstanding principal at EndDate |
Monthly Overview
Cash Flow Statement
Name |
Description |
---|---|
Deposits |
The amount of funds added to Bondora account |
Withdrawals |
The amount of funds withdrawn from Bondora account to bank account |
FeesPaid |
Fees paid by the customer |
LoansIssued |
The amount of investments made |
RepaidPrincipal |
The amount of principal received from investments |
RepaidInterest |
The amount of interest received from investments |
RepaidPenalties |
The amount of penalty repayments received from investments |
LoansReceived |
The amount of loan applications taken by the user |
PaidPrincipal |
Principal that the user had to pay due to active loan applications |
PaidInterest |
Interest that the user had to pay due to active loan applications |
PaidPenalties |
Late charges that the user had to pay due to active loan applications |
WriteOffPrincipal |
Principal that was written off on the investments |
WriteOffInterest |
Interest that was written off on the investments |
DebtServicingCostPrincipal |
Service cost related to the recovery of the debt based on the principal of the investments |
DebtServicingCostInterest |
Service cost related to the recovery of the debt based on the interest and penalties of the investments |
ResaleBought |
The amount of investments purchased from the Secondary Market |
ResaleSold |
The amount of investments sold on the Secondary Market |
CashBalance |
The available funds of the customer |
Income Statement
Name |
Description |
---|---|
PlannedInterest |
The amount of principal due for the period |
ReceivedInterest |
The amount of interest received during the month |
FeesPaid |
Fees paid by the customer |
ResalePurchasesProfitLoss |
Profit loss when dealing with Secondary Market purchases |
ResaleSoldProfitLoss |
Profit loss when dealing with selling investments on Secondary Market |
Balance Sheet
Name |
Description |
---|---|
LoanBalanceTotal |
The total amount of outstanding principal |
LoanBalance Current |
The outstanding principal of current loans based on principal payments |
LoanBalance 1-7 |
The outstanding principal amount of 1-7 days overdue loans based on the principal debt start date |
LoanBalance 8-15 |
The outstanding principal amount of 8-15 days overdue loans based on the principal debt start date |
LoanBalance 16-30 |
The outstanding principal amount of 16-30 days overdue loans based on the principal debt start date |
LoanBalance 31-60 |
The outstanding principal amount of 31-60 days overdue loans based on the principal debt start date |
LoanBalance 61-90 |
The outstanding principal amount of 61-90 days overdue loans based on the principal debt start date |
LoanBalance 91-120 |
The outstanding principal amount of 91-120 days overdue loans based on the principal debt start date |
LoanBalance 121-150 |
The outstanding principal amount of 121-150 days overdue loans based on the principal debt start date |
LoanBalance 151-180 |
The outstanding principal amount of 151-180 days overdue loans based on the principal debt start date |
LoanBalance 181+ |
The outstanding principal amount of 181+ days overdue loans based on the principal debt start date |
Account Statement
Name |
Description |
---|---|
TransferDate |
The time when the transaction was made |
Currency |
The currency in which the transaction amounts are shown |
Amount |
The sum of the transaction |
Description |
The description of the transaction |
Counterparty |
The payer or payee |
BalanceAfterPayment |
The available and reserved balance on Bondora account after the transaction |
Income Report
Name |
Description |
---|---|
Country |
Residency of the borrower |
ContractNumber |
A unique contract number |
PaidInterest |
Interest received from the borrower during the selected period |
PaidPenalties |
Late charges received from borrower during the selected period |
Principal |
Initial investment made into the loan |
ReturnedPrincipal |
Principal repaid during the selected period |
LoanIssued |
Date when the loan was issued |
BoughtPrincipalCurrentPeriod |
Outstanding principal of the investment purchased from the Secondary Market during the selected period |
BoughtAmountPaidCurrentPeriod |
Purchase price of the investment purchased from the Secondary Market during the selected period |
BoughtPrincipalPreviousPeriods |
Outstanding principal of the investment purchased from the Secondary Market prior to the selected period |
BoughtAmountPaidPreviousPeriods |
Purchase price of the investment purchased from the Secondary Market prior to the selected period |
BoughtDate |
Date of purchase of the investment from the Secondary Market |
SalePrincipal |
Outstanding principal of the investment sold on the Secondary Market during the selected period |
SaleAmountReceived |
Sale price of the investment sold on the Secondary Market during the selected period |
SaleDate |
Date of sale of the investment on the Secondary Market |